WHAT TYPE OF LIFE INSURANCE DO I NEED?

Life insurance is a key tenant to building generational wealth. Term Life Insurance is typically what I recommend for the majority of my clients. You can purchase a substantial amount of coverage for a reasonable monthly rate.

 

HOW MUCH LIFE INSURANCE DO I NEED?

The purpose of term life insurance is to cover commitments, debts, and future responsibilities your family will have in the event of your untimely death. Funeral expenses need to be covered, but so do mortgages, car payments, health insurance, medical bills, and college tuition.  I recommend considering all those factors, and having a minimum of 10x your annual income as a rule of thumb.

HOW MUCH DOES IT COST?

Term Insurance allows you to purchase a million dollars or more in coverage for less than most people spend on coffee per month. The exact cost will depend on age, health, and other variables.

IS MY CURRENT POLICY ENOUGH?

If you are concerned about your policy amount you can schedule a free policy review with Timil.

 

I HAVE INSURANCE THROUGH MY JOB, SO I’M GOOD RIGHT?

I recommend that you always have a policy outside of your place of employment. If you lose or leave your job, you often cannot transfer the policy, and everything you’ve paid into it is wasted. You can definitely keep the policy, but I recommend adding one that you have full control over.

I DON’T HAVE COVERAGE, HOW DO I GET IT?

Life Insurance IS EASY to get, and doesn’t take much time. Contact Timil and she will compare all of the major national companies at NO COST to you, and give you a pressure free quote. Contact her today.

 

STILL HAVE QUESTIONS?

Watch the video below, and submit your questions on the contact page.

 

Watch My Video Here:

 

 

 

 

Note: Timil Jones is a licensed general life and health insurance agent in several states. Any quotes given will be quotes from A+ rated national insurance companies.